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Suggestions for determining if your insurance will help you pay for your sessions. - I am in two insurance networks - United Behavioral Health and
Managed HealthCare Network. You should call the number for mental health benefits on your insurance card and
determine whether or not you need to get your sessions authorized. They can guide you through the process.
- If you have Cigna, Aetna, Blue Cross Blue Shield, Humana, etc., your insurance company may still pay for part of
your session.
- Call the number for mental health benefits on your insurance
card.
- Ask if "B. Gayle Luster", is in your network. Sometimes companies
like Cigna may use a different network for mental health providers. So it always pays to ask.
- If they do not use one of the networks I am in, then ask what the benefit is for "out-patient,
out-of-network mental health benefits." They can tell you.
- Make sure
you find out what your out-of-network deductible is too.
I know, I know, insurance stuff
still confuses me and I've been doing this for 19 years! So if you have questions, please call or email me.
I will guide you through the process.
Complete your paperwork prior to your first session by clicking here, downloading the file, and printing it.
United HealthCare clients, please download and complete this form before the first session.
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